Tips for Getting Worker’s Compensation

Are you preparing to file a worker’s compensation claim? Learn what questions to ask and who to connect with to streamline the process. Insurance companies are notoriously stingy with their checkbooks and employers may not be eager to accelerate a claim based on your knowledge of the process and nature of the injury.

Arm yourself with the facts to receive your fair shake. If you are filing a legitimate claim in a speedy fashion you should be able to receive compensation benefits for an extended period. Doing your due diligence before ever having to make a claim prepares you for any unexpected turn of events during the claims process.

Use these tips to get receiving worker’s compensation.

Keep Notes

Document all that happened during and after the injury for future reference. Take good notes in case events need to be recalled. Effectively taking down all possible notes gives all parties a dependable reference point as the claim progresses. Obtaining the facts concerning the incident and offering your witness testimony strengthens your case in the eyes of the court. Preserve evidence by closing off the scene of the accident as quickly as possible after the incident. Prevent any form of tampering which could weaken your case.

Report Claims to Insurers Quickly

Quickly reporting claims to insurers fasttracks the claims process. Timely reporting puts the wheels in motion. Iron out the claims process by avoiding delays in relaying the incident to your insurer. False claims can be spotted more quickly, workers can receive much needed treatment speedily and evidence can better be preserved if claims are conveyed to the insurance company in prompt fashion. You can also avoid any fines or penalties associated with claims that are filed too late after the accident

Open Channels of Communication between All Parties

Figuring out how to report an injury, when to expect worker’s compensation benefits and how to navigate through the full process can be a daunting task in the communications department. You’ll need to connect with your employer human resources department and insurer to keep channels of communication open between all parties involved. Find out who you need to contact with specific questions. Work with individual points of contact to avoid the runaround people often face when trying to receive checks from insurance companies.

Work with your claims manager to receive the proper resolution for all issues related to your case. Form a positive bond to avoid any entanglements or delays in the claims process. Set up targets for completion of medical care, return to light work and a return to regular duty on your job.

Learn Your Lesson

Even though some accidents on the job are fully unavoidable many worker’s compensation claims arises from carelessness in the workplace. Think safety first. If you operate heavy machinery be vigilant at all times. Wear hard hats and safety vests if you work in a high traffic environment such as a shipping terminal. Learn your lesson to avoid similar injuries or more severe trauma in the future.

– Image